As I understand it James was only covered, insurance wise, for the FIM minimum. The enhanced cover is very very expensive and nobody really expects to need it, do they.

The minimum level has been eaten up by James's hospital treatment and the funds that have been raised in the States didn't materialise when they were expected, which further delayed James flight home. This is the major cost, as James has to transported on a stretcher bed for which they have to take out numerous rows of seats(which all have to be paid for) and he has to accompanied by two nurses.

The money is on the way from the States, San Francisco General Hospital are going to accept him straight from the aircraft and now the Manx Government has got involved, directly, James will be home soon.

Thankyou to everyone Manx, English, American, whatever, who have contributed and supported James in any way.