Hii! Larry, I didn't think it would be long before you made your presence known, and far more authoritively than me :oops:

The figure of $50,000 was the one that was given to me, and I have absolutely no doubt that your figure is the correct one....

....But the basic reason for the insurance rises is of course repatriation costs, MediVac etc. and 'please god' the insurers make 100% profit and never have to payout one euro, pound or dollar.