It's a fascinating discussion this one, and one which has probably been fuelled by the unnecessary amount of sensationalist media coverage that the IOM Newspapers have given it. But that's another beef of mine I won't start on now.

"Where theres blame there's a claim"
True enough. So IF the S100 were to blame - then their insurance against this sort of claim will kick in I guess. That's why they pay the premiums isn't it?

And if they weren't - then the claimant gets nothing.

Maybe I'm naive but somewhere there has to be a distinction between injuries caused as a result of negligence and those caused by an accident.

I'm guessing the claimant didn't have accident insurance. If he did - would the insurance company refuse to pay out because he put himself in a position of danger? Note - "he put himself...". So who's to blame?

The burger van has been mentioned a few times in reports. If it had rolled into him and broken his leg, would he sue the van owner, or the S100 club for allowing it (and him) to be parked their? Any legal opinions?