(27-11-2014, 04:15 PM)Many thanks for your words of wisdom... looks like I will have to try harder to get a ferry with my bike.... Wrote: c iom ttIn the UK we have three kind of vehicle insurance.
Third party- Covers you if you are involved in an accident which is your fault but does not cover the cost to repair/replace your vehicle.
Third party fire and theft. As above  but covers your vehicle if it is stolen or suffers fire damage.
Compehensive. as above but also includes cover for vehicle if you damage it yourself in an accident.