Could the confusion here be that the statement from the Ramsey Commissioners says

‘A tenant in Albert Terrace decided that they don’t wish their garden to be a prohibited area and we believe has taken out their own public liability insurance.

the emphasis being on ( a tenant of Albert Terrace ) rather than THE tenant of number one Albert Terrace and then the Photographer from the newspaper has gone and taken a photo of the street name that just happens to be on the wall garden of number one , so now people think that the tenant of number one is THE (a tenant ) when clearly they aren't
Journalist's for you !! along with people who skip read confusing the masses lol

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