The operations that Tim need have to be done within a short period of time if he is to recover, the longer he has to wait more damage will be done resulting in the situation that is not good. The operations and treatments have to be done by specialists and his own Hospital can not do. This should be a case of the IOM Government showing good will, provide a grant and loan towards the costs.
You say that if the Government was to pay for riders injuries there would be no TT, Lets put it this way if the IOM Government dont take care of injured riders from the TT the public will get fed up with all the fund raising and start the ban the TT again, which could result in no TT and a great financial loss to the IOM.

Question would visitors to the Islands races be prepared to pay a Levi on travel of say £5 per trip to be put in a fund to cover such events.